Home loan

What makes a home loan through HeyNest different from traditional banks?

Unlike traditional banks that push their own limited products, HeyNest connects you with an independent broker who compares dozens of lenders across Australia. This ensures your home loan recommendation is based solely on your unique situation, not on what is most profitable for a bank. This independence is crucial:

• Maximum choice: Brokers access mainstream, smaller, and non-bank lenders for the best deals.

• Flexibility: Essential for clients with non-traditional incomes (e.g., self-employed).

• Personalization: Your solution is crafted to fit your life, not just your credit score.

By trusting HeyNest, you access a personalized system designed for personalization and structured for success. Our online process ensures everything happens faster and with complete transparency.

Simple, Smart, Chill.
That's Heynest

Skip the paperwork. Connect with your broker online in minutes.

Digital & Fast

Your Perfect Match

We link you with the expert who understands your goals.

Tailored Options

Access the best mortgage deals, hassle-free.

How does HeyNest simplify the complexity of your home loan?

Getting a home loan can feel like learning another language, but HeyNest makes it simple. Your broker turns jargon into clear, practical advice while our digital platform handles the rest: from uploads and e-signatures to lender communication. No queues, no confusion, just progress.

• Clear explanations: Understand how each feature, like offset accounts or comparison rates, impacts you.

• Fully digital process: Upload and track all documents securely online.

• Smart checks: Your broker spots and fixes issues before they reach the lender.

• Ongoing updates: Stay informed at every stage, no chasing required.

HeyNest brings clarity, confidence and simplicity to your home loan journey.

Stop Stressing: Why a Broker is the 'Smart, Chill' Way

HeyNest

Traditional Bank

Access to many lenders

Compares and negotiates the best market rates for you.

Dedicated, personalized guide every step of the way.

Only offers their own limited products.

Standard, often non-negotiable in-house rates.

Standardized service; often no single dedicated contact.

What makes home loan approval faster with HeyNest?

Many Australians delay buying property because the home loan process feels overwhelming. Between endless paperwork, back-and-forth emails and bank delays, it's easy to lose momentum. But HeyNest was designed to speed things up without cutting corners or risking errors.

• From the moment you complete your online profile, our system filters and prioritises lenders most likely to approve you. Then, your broker fine-tunes your application, ensuring documents are complete, supporting evidence is clear and the story of your financial position is solid. That proactive approach eliminates common bottlenecks and reduces rejection risks.

As a result, you get pre-approval faster and can act quickly on properties you love without the stress of waiting weeks. With HeyNest, the home loan experience becomes not just faster, but smoother and more strategic.

Simple
Smart
Chill
Heynest

Frequently asked questions

How much can I borrow for a home loan?

Your borrowing power is based on your income, expenses, current debts, credit score and deposit size. A HeyNest broker assesses your full financial profile to give you a realistic estimate.

Can I get a home loan if I’m self-employed?

Yes, and more Australians are doing so every year. You'll need to provide some documents to prove income stability. Some lenders specialise in self-employed applicants with alternative verification methods.

How long does it take to get approved?

Pre-approval through HeyNest usually takes a few business days if documents are ready. Full approval can take 1–2 weeks, depending on the lender and property valuation. Your broker fast-tracks the process by ensuring all documents are correct from the start.