Terms and Conditions of Use

Legal Notice

This document constitutes a mandatory legal notice that governs the terms of use to be respected by users of this website. By accessing this website, you confirm that you have read and unconditionally accepted the terms and conditions outlined below. If you do not agree to these terms, you should not use this website. We strongly recommend that you read these terms carefully to ensure that you understand your rights and obligations when using this platform.

Website Ownership

KOVA FINANCE, S.L., the owner of this website, operates as an aggregator of products and services offered by third-party entities, allowing users to access general information and compare available options through its technology. KOVA FINANCE is a limited liability company registered in a member state of the European Union or a country part of the European Economic Area (EEA), with a share capital of €3,000. Registered in Spain (ESB40536161), its headquarters is located at Calle Felip María Garin 4, 1B, 2 - 46021 (Valencia), Spain.

This website operates purely as an informational platform and intermediary between users and third-party service providers, and does not directly provide any financial services. The content and services offered are provided solely for informational purposes, and we make no guarantees regarding the accuracy or completeness of the data presented.

Use of the Website

By using this website, the user agrees to use it responsibly and in accordance with applicable law, refraining from any actions that could harm the systems, services, or reputation of the website owner. This includes, but is not limited to, not engaging in fraudulent or deceptive practices or attempting to alter or damage the website's functionality.

Users also agree not to provide false, misleading, or incomplete information in the forms available on the site. The website owner reserves the right to remove any content or data submitted by users that are found to violate these terms.

Service Offered

The primary purpose of this website is to connect users with third-party financial service providers. Through the website, users can fill out forms to request information or assistance regarding financial products and services. Once the request is submitted, their data may be transmitted to a partner company specializing in the financial sector, which will analyze their profile and offer tailored products suited to their needs.

The use of the website is free for users. However, any subsequent services that are requested through third-party entities may be subject to charges or fees, which are determined solely by the third-party providers.

Data Collection Forms

When submitting a request through any form on this website, users agree to provide accurate and truthful information. By doing so, the user guarantees the authenticity of the data they provide and agrees to keep this information updated to reflect their true situation at all times. If there are any discrepancies in the information provided, the user is responsible for updating the data when prompted.

The user is solely responsible for any false or inaccurate statements they may make and any resulting damage or legal consequences that may arise due to the misinformation provided. The website owner is not liable for any services being denied or other consequences caused by the submission of incorrect or fraudulent data.

Website Security

We take all necessary measures to ensure the security of this website. However, we cannot guarantee that it is free from errors, viruses, or other harmful elements. It is the responsibility of the user to have the appropriate tools and software to detect and remove malware. Although we implement security protocols to protect user data, we cannot guarantee continuous access to the website or the complete absence of technical issues.

Use of Information

The website owner cannot be held responsible for any misuse of the information available on this website by users. Users are encouraged to review the content and data carefully before making any decisions or taking any actions based on the information provided.

The content on this website, including product descriptions and service options, is for general informational purposes only. The website owner does not guarantee that the information is complete, accurate, or up-to-date, and users should verify all details before making any contractual commitments.

General Contract Terms

This website aims to connect users with entities that offer services corresponding to their interests. Our objective is to make it easier for users to access a wide variety of financial products and services tailored to their specific needs.

The contractual terms, including pricing, contract formalization, withdrawal rights, and terms of use, are specified by the entity selected by the user. By using the forms and services provided on this site, the user agrees that any product request will be processed by the selected entity and governed by their own general terms and conditions.

It is important for the user to review the terms and conditions of the third-party providers carefully before engaging in any contractual agreements. KOVA FINANCE, S.L. is not responsible for any decisions made by the user based on the information provided by third-party entities.

Privacy and Data Protection

KOVA FINANCE, S.L. complies with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). We are committed to protecting your privacy and the confidentiality of your personal information. For more details on how we collect, use, and store your personal data, please refer to our Privacy Policy.

Collection of Personal Data
In compliance with the Privacy Act 1988, we inform users that any personal data submitted via the forms on this website will be handled with the utmost confidentiality. By submitting the forms, users consent to the collection and processing of their data by KOVA FINANCE, S.L. and its third-party partners, for the purpose of providing relevant product and service information.

Data Sharing
The personal data collected may be shared with third-party service providers and partners, including financial institutions and other relevant entities. This data will only be used to assess your eligibility for the products and services requested. For more details on data sharing practices, please refer to our Privacy Policy.

International Data Transfers
Some of the third-party cookies we use may transfer your data to servers located outside of Australia. By consenting to the use of these cookies, you acknowledge and accept that your data may be transferred internationally. For further details, please review the privacy policy of the third-party service providers.

User's Rights under the Privacy Act 1988

Under the Privacy Act 1988, users have the right to request access to and correction of their personal data. If you believe that your privacy rights have been violated, you have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC). For more information on how to exercise these rights, please refer to our Privacy Policy.

Contact

If you have any questions regarding these Terms and Conditions, please contact us at: info@digitaldatacontrol.com