Privacy Policy

KOVA FINANCE, S.L., the owner of this website, operates as an aggregator of products and services offered by third-party entities, allowing users to access general information and compare available options through its technology. KOVA FINANCE is a limited liability company registered in a member state of the European Union or a country part of the European Economic Area (EEA), with a share capital of €3,000. Registered in Spain (ESB40536161), its headquarters is located at Calle Felip María Garin 4, 1B, 2 - 46021 (Valencia), Spain.

Data Controller

In compliance with the Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), and the guidelines issued by the Office of the Australian Information Commissioner (OAIC), the user provides consent to the data controller for the processing of their personal data.
For any questions or if you wish to exercise your rights, please contact us at: info@digitaldatacontrol.com
For data protection-related questions, you can also contact our Data Protection Officer (DPO) at: infodpo@forlopd.es.

Purpose of Data Processing

The personal data collected via the forms on this website will be processed for the following purposes:

• Managing User Requests: To manage your request submitted through the forms, which may be transmitted to a partner company specializing in financial product comparisons.

• Analyzing Preferences and Needs: To analyze your preferences and needs to connect you with entities offering services that match your interests through our platform.

• Information Requests: To process and manage information requests or questions submitted by users via the contact forms.

• Sending Commercial Communications: To send you commercial communications and updates related to the services requested by the individual.

• Compliance with Legal Obligations: To ensure compliance with applicable legal and regulatory obligations.
  

Data Retention Period

The data will be retained for as long as the commercial relationship with the users of the site is maintained, and, where applicable, for the period necessary to comply with legal obligations.
Customer data will be retained for 5 years from the last activity on the site, unless otherwise required by law.

Legal Basis for Data Processing

• Consent: Consent given by the data subject, for example, for managing the services contracted on the website.

• Legitimate Interest: The legitimate interest of the data controller, for example, for managing commercial communications.

• Compliance with Legal Obligations: Processing necessary to comply with legal obligations to which the data controller is subject.
  

Origin of Data

The personal data processed comes directly from the data subject through interactions with the website, such as form submissions and other user-generated data.

Categories of Processed Data

The categories of personal data that may be processed include:

• Identification data (e.g., name, email address)

• Contact details (e.g., postal and email addresses)

• Commercial information (e.g., preferences, service interest)

• Any other data necessary for the proper functioning of the website.
  

Data Sharing with Third Parties

By filling out the contact form on our website, the user consents to their data being transmitted to a partner company acting as an intermediary, solely for the purpose of managing their request and providing them with a tailored offer.
Additionally, the personal data collected may be shared with affiliates specializing in financial services, exclusively to offer them products or services corresponding to their interests or needs.
Once the data is transmitted to these entities, they will act as independent data controllers. Therefore, we disclaim any responsibility regarding the use of data by these third parties, as well as their own privacy policies, which should be consulted directly on their respective platforms.

International Data Transfers:
No international data transfers are planned, except where required by law or with prior consent from the data subject. However, if data is transferred to third countries or regions outside of Australia, the user will be notified accordingly, and we will take all necessary steps to ensure that the data is adequately protected.

Commercial Communications

In some electronic forms, explicit consent may be requested to send you commercial communications by any means, including email or equivalent electronic communication methods, in accordance with the Privacy Act 1988 and Australian laws. You have the right to withdraw your consent at any time by contacting us at info@digitaldatacontrol.com.

User Rights under the Privacy Act 1988

As per the Privacy Act 1988, you have the following rights concerning your personal data:

1. Access: You have the right to request access to the personal data we hold about you.

2. Correction: You have the right to request the correction of any incorrect or outdated data.

3. Deletion: You have the right to request the deletion of your personal data, subject to certain conditions.

4. Data Portability: You have the right to request that your personal data be provided to you in a structured, commonly used, and machine-readable format.

5. Objection: You may object to the processing of your personal data for certain purposes, such as direct marketing.

6. Withdrawal of Consent: You have the right to withdraw consent at any time, which will not affect the lawfulness of processing carried out before the withdrawal.
   

If you believe that your privacy rights have been violated or if you wish to exercise any of the above rights, you have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC). For more information on how to exercise your rights, please visit the OAIC's website at www.oaic.gov.au.

Security of Personal Data

We take appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. However, we cannot guarantee the complete security of your personal data, as no method of transmission over the internet or electronic storage is 100% secure.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time in accordance with changes in legislation, our data processing practices, or for other business reasons. When we update this policy, we will notify users through an updated version on this website. We recommend that you review this policy periodically to stay informed about how we are protecting your data.

Contact Information

For any questions or concerns regarding this Privacy Policy or your personal data, please contact us at: info@digitaldatacontrol.com

If you have any complaints regarding the handling of your personal data, you have the right to file a complaint with the Office of the Australian Information Commissioner (OAIC).